Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0000790

Goal
7,000 €
Raised
7,000 €
100%
Return rate
13.5%
Rating
B
Period
18
Time left
LTV
-
Country
Lietuva
Loan purpose
Apyvartinio kapitalo padidinimui
Business information
Security measures
Loan history
Project owner Address
Xxxxxxx Xxxxxxxxx
Šxxxxėx x. xxx. Xxėxų xxx., Žxxxxxxčxxx, Xxxxžxxxxxxx x. 2
header_1 Declared Owned
Dirbama žemė192.52 ha38.97 ha
20212020
Revenue 122,324.00 € 77,580.00 €
Net profit 25,006.00 € 25,178.00 €
Equity ratio 24.83% -
Project description
Documents
Payment schedule
Šis projektas suteikia "HeavyFinance" investuotojų bendruomenei galimybę investuoti į Lietuvos mišrų ūkį. 

Ūkininkas, mišriu ūkininkavimu užsiimantis nuo 2014 m. Per pastaruosius metus ūkininkas išplėtė savo žemės ūkio paskirties žemę nuo 60 ha ir dabar plėtoja 192,52 ha ūkį Šilutės rajone. Daugiau kaip 38 ha žemės, kurioje ūkininkauja, priklauso jam pačiam, o likusi dalis yra nuomojama. Šiuo metu ūkyje auginami tokie augalai kaip kviečiai ir miežiai, taip pat 82 galvijai. Verslininkas nuolat ieško būdų, kaip plėsti savo verslą, todėl ateityje planuoja įsigyti daugiau dirbamos žemės ir galvijų.

Šiuo metu ūkio sunkiosios technikos parką sudaro trys traktoriai, kombainas, priekabos ir kiti reikalingi padargai.



Ūkininkas anksčiau "HeavyFinance" platformoje turėjo vieną paskolą, kurios aktyvus likutis buvo 3 028,39 EUR. Dalis lėšų, gautų iš šios paskolos, bus panaudota esamai "HeavyFinance" paskolai refinansuoti, o likusi dalis padės padidinti ūkio apyvartines lėšas

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.