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Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
LT0000819
| Project owner | Address |
|---|---|
| Karolis Klikūnas | Aušrinės g., Staniūnų k., Panevėžio r. |
| header_1 | Declared | Owned |
|---|---|---|
| Farming land | 523.47 ha | 16.50 ha |
| 2021 | 2020 | |
|---|---|---|
| Revenue | 502,499.00 € | 552,617.00 € |
| Net profit | 40,499.00 € | 170,397.00 € |
| Equity ratio | 20.4% | - |
Documents
Payment schedule
Ūkis įkurtas 2018 m. Panevėžio rajone, šiandien daugiau kaip 500 ha žemės dirbama su kviečiais, rapsais ir miežiais.
Ūkis užsiima nearimine žemdirbyste, pernai, pasinaudodamas ES parama, pasistatė grūdų bokštą. Šiemet ūkininkas planuoja įsigyti dar 10 ha žemės.
Ūkis žemės dirbimui naudoja: 2 traktorius, savaeigį purkštuvą, kombainą, kultivatorių, sėjamąją, savivartę, puspriekabę grūdams vežti ir kitą reikalingą įrangą.
Šiuo projektu, verslininkas siekia pasiskolinti 67 760 € ir praplėsti savo technikos parką, įsigydamas kombainą New Holland CR9080. Paskola užtikrinta kombaino įkeitimu.
Anksčiau "HeavyFinance" investuotojų bendruomenė verslininkui suteikė dvi paskolas (LT0000707) ir (LT0000747), kurių bendras likutis šiai dienai yra 57 000 €.
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.