Santrauka

The purpose of this loan is to face the steep increase in harvest costs, prepare the next season, and to do improvements to the farm structure. For this, the project owner offers a family land as collateral with 61% LTV.

These farmlands amount to 140Ha and have been passed down from father to son in the “Casimiro” family for the past 4 generations. The project owner is also exploring an additional 40 Ha of rented land.

115 Ha of the farmland are orchards of Pears, plums and apples, while the remaining 65 Ha are dedicated to vineyards. He is a strong producer of te Portuguese typical “Pera Rocha” pear, supplying large wholesalers.
Their main wine cellar was renewed and fully re-equipped in recent years, to increase their own wine production and they are also in the final phase of the restoration of the family’s 200 years old wine cellars. Given the proximity to Lisbon, the beachside, and premium golf courses, they believe that this will help the farm to fulfill its potential and become a profitable place for events and wine tourism.

Some of the farm lands were re-planted recently with improved organization and structures, which implies an increase in production in the next years, and they have their own water holes and efficient irrigation systems in place. The farm is also mechanized, having its own harvesting platforms and harvesting machines. The size of the workforce varies depending on the farm work season, hiring local workers to face more work intense tasks.

They are now in the process of international expansion of the wine company, which was established in 1998, and have been registering their wine brands for export.
The sales of the farm production (both fruits and wine) are assured by their current buyers both in the national and international markets.

Given the situation of the international markets, this year’s production costs have almost tripled. We have done our best to control them as much as possible and at this moment we have, fortunately, another harvest almost ready.

Informacija apie paskolą PT0000932

Surinkta €35 500
Likęs €0
Tikslas €35 500
Liko 0 Dienos
Palūkanų dydis 11.10% - 13.20%
Reitingas B
Paskolos periodas 35 Mėn
LTV 61%
Šalis Portugal
Paskolos tikslas Working capital
Grąžinimo tipas Pritaikyta ūkininkų poreikiams
Investuotojų skaičius 92
Apsaugos priemonės Pledge of assets, Personal surety

Verslo informacija

Paskolų istorija

Deklaruojama žemė, ha 180.00
Nuosavybės teise valdoma žemė, ha 140.00
Pajamos
2021 €182 984
2020 €98 943

Apsaugos priemonės

Tipas Aprašymas Vertė Vertinimo metodas
Land Farm land Artigo Rústico 33 - CRP 973 (1.66 ha) €58 100 According to independent property valuation
Other Sole accountability
Other Personal surety of the project owner's spouse
Bendra įkeisto turto vertė €58 100

Metinės palūkanos

Investuojant nuo €100 11.10%
Investuojant nuo €500 11.80%
Investuojant nuo €1 000 12.10%
Investuojant nuo €2 000 12.60%
Investuojant nuo €5 000 12.80%
Investuojant nuo €10 000 13.20%

Projekto rizikos

Šitam projektui, kyla rizika prarasti visą gautą pelną ir investuotas lėšas.

Tokiu atveju, Projekto savininkui neįvykdžius savo įsipareigojimų, Platformos operatorius imsis visų būtinų priemonių investuotojų interesams apsaugoti ir panaudos pateiktą užstatą, tačiau Platformos valdytojas negarantuoja visiško Projekto savininko įsipareigojimų įvykdymo.

Finansinėms sutartims netaikoma Lietuvos Respublikos indėlių ir įsipareigojimų investuotojams draudimo įstatymo nustatyta draudimo apsauga.

Papildoma informacija:

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