Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

BG0000743

Goal
12,000 €
Raised
12,000 €
100%
Return rate
17%

Rating
B

Period
30

Time left

LTV
-

Country
Bulgarija

Loan purpose
Apyvartinio kapitalo padidinimui

Business information
Security measures
Loan history
Project owner Address
DIMITRINKA IVANOVA STOYANOVA, ZKPU Slavyantsi Burgas District, Sungurlare Municipality, Slavyantsi Village
header_1 Declared Owned
Farming land 190.05 ha 36.00 ha
20212020
Revenue 125,266.51 € 102,769.67 €
Net profit 12,271.01 € 19,940.38 €
Equity ratio 5.21% -
Total value of pledged assets

0.00 €

Kita - -
Read more about security measures here.
Loan number Project goal Outstanding principal Paid interest Status
BG0000743 12,000.00 € 4,149.99 € 2,467.99 € Active
BG0000595 10,390.00 € 0.00 € 1,182.43 € Repaid
BG0001047 6,000.00 € 3,019.25 € 852.17 € Active
BG0001296 18,711.00 € 18,711.00 € 1,897.65 € Active
BG0001380 20,202.00 € 20,202.00 € 2,298.80 € Active
Project description
Documents
Payment schedule
Apie projektą

"Slavyantsi" yra žemės ūkio kooperatyvas, įsikūręs Slavyantsi kaime, Sungurlare savivaldybėje, Burgaso regione, Bulgarijoje. 2007 m. įkurtas ūkis įsikūręs Sungurlaro slėnyje, kuris yra pietinėje Balkanų kalnų papėdėje. Šis regionas turi senas vynuogių auginimo ir vyno gamybos tradicijas, kurias Slavyantsi tęsia ir šiandien.

Kooperatyvas augina 33,34 ha vynuogynų, 6,6 ha vyšnių, 37 ha kviečių ir 9 ha alfalfos. Dalis dirbamos žemės taip pat skirta vietos gyventojų gyvenamiesiems namams. Iš viso deklaruota 190,05 ha žemės.

Dabar projekto savininkas skolinasi 12 000 EUR, kad galėtų padidinti apyvartines lėšas ir pagerinti savo ūkį ekologiškesniais, bet brangiais kokybiškais produktais. Lėšos daugiausia bus naudojamos trąšoms pirkti ir pasirengti artėjančiam sezonui. Pastaraisiais mėnesiais trąšų kaina smarkiai išaugo, o tai tapo nenumatytomis kooperatyvo išlaidomis.

Bendrovė anksčiau "HeavyFinance" platformoje turėjo vieną projektą (BG0000595), dabartinis jo likutis yra 10 390 EUR. Visos įmokos buvo įvykdytos laiku.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.