Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

BG0002312

Goal
34,241 €
Raised
34,241 €
100%
Return rate
From 12.6%
Rating
B
Period
10
Time left
LTV
70%
Country
Bulgarija
Loan purpose
Apyvartinio kapitalo padidinimui
Business information
Security measures
Loan history
Project owner Address
Xxxx Xxxxx
Xxxxxxx Xxxxxxxxxx, xxxxxxxxxxxx Xxxxxx, xxxxxx Xxxxxx
header_1 Declared Owned
Dirbama žemė78.21 ha25.00 ha
20232022
Revenue 62,852.48 € 77,718.94 €
Net profit 21,474.25 € 29,863.00 €
Equity ratio - -
Project description
Documents
Payment schedule
Slavas Kolevas nuo 2009 m. yra atsidavęs ūkininkas, kurio specializacija - ekologiški sodai, kuriuose auginamos vyšnios, slyvos ir graikiniai riešutai, taip pat daugiamečių augalų ir grūdinių kultūrų daigynai.
Jo ilgametė patirtis rodo jo atsidavimą tvariam ūkininkavimui.

Tai bus pirmoji Slavaus paskola, kurią jis planuoja panaudoti kaip apyvartines lėšas savo ūkininkavimo veiklai remti ir plėsti.

Ūkininkas turi teisę gauti ES subsidiją, kurios minimali suma yra 48,9 tūkst. eurų nuo dirbamų hektarų, kurie bus naudojami kaip šios paskolos užtikrinimo priemonė. Subsidijos ūkininkams, remiamiems pagal Bendrosios žemės ūkio politikos schemas ir priemones, įskaitant schemą „Vienkartinė išmoka už plotą“ iš Valstybinio žemės ūkio fondo, bus mokamos į ūkininko sąskaitą, kurioje „HeavyFinance“ turi visas galimybes naudotis įkeista gautina suma.

Papildomai priemonei užtikrinti ūkininko sutuoktinė Rositsa Kolev, kuri yra žinoma „HeavyFinance“ platformos skolininkė, suteiks savo asmeninę garantiją.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.