Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0000049

Goal
31,500 €
Raised
31,500 €
100%
Return rate
11%

Rating
B

Period
35

Time left

LTV
45%

Country
Lietuva

Loan purpose
Apyvartinio kapitalo padidinimui

Business information
Security measures
Loan history
Project owner Address
Xxxūxxx Xxxxxxxxx
header_1 Declared Owned
Dirbama žemė--
Revenue
Net profit
Equity ratio
Project description
Documents
Payment schedule

Ūkininkas Raseiniuose valdo 99,18 ha ūkį, iš kurių 14 ha yra nuosavi, o likusi žemė – nuomojama. Ūkyje auginami kviečiai, miežiai, rapsai ir kitos augalinės kultūros.

Devynerius metus žemės ūkio veikla užsiimantis verslininkas planuoja praplėsti savo turimą sunkiosios technikos parką. Ūkininkas tam iš „HeavyFinance“ bendruomenės skolinasi 31 500 € apyvartinėms lėšoms, už kurias planuoja įsigyti teleskopinį krautuvą ir pasiruošti artėjančiam sezonui. Šiuo metu ūkio veikloje naudojamas kombainas, keletas traktorių bei jų priekabos.

Ūkininkas nuolatos ieško būdų kaip padidinti ūkio našumą - artimiausiu metu dar žada įsigyti grūdų džiovyklę bei atnaujinti kai kuriuos jau turimus žemės ūkio technikos vienetus.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.