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Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
LT0000439
| Project owner | Address |
|---|---|
| header_1 | Declared | Owned |
|---|---|---|
| Farming land | - | - |
| Revenue |
| Net profit |
| Equity ratio |
Documents
Payment schedule
Asmeninė atsakomybė
Ši paskola užtikrinta asmenine projekto savininko atsakomybe. Daugiau apie šią užtikrinimo priemonę skaitykite čia.
Apie projektą
Nuo 2014 metų ūkininkaujantis verslininkas šiuo metu valdo 25,81 ha grūdininkystės ūkį Prienų rajone. Čia auginami kviečiai, kvietrugiai, pupos, žirniai bei rapsai. Projekto savininkas ūkininkauja kartu su tėčiu - kartu jie prižiūri du ūkius, kurių bendras plotas - 270 hektarai. Turima ūkio technika taip pat naudojama per du ūkius - technikos parką sudaro kombainas, purkštuvas, trys traktoriai bei kiti būtini padargai.
Šiuo projektu ūkininkas siekia papildyti ūkio apyvartinį kapitalą ir tinkamai pasiruošti sezonui.
Tai ne pirmas šio ūkininko projektas HeavyFInance platormoje - anksčiau ūkininkas skolinosi 43.500 € kombaino įsigijimui., o šios paskolos mokėjimus ūkininkas moka laiku. Ateityje verslininkas planuoja įsigyti dar vieną kombainą - turint papildomos technikos bus galima nukulti derlių dvigubai greičiau bei kartu su turima technika dar teikti paslaugas kitiems ūkiams taip gaunant papildomų pajamų.
Metinė palūkanų norma - 14%
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.