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Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
LT0000560
| Project owner | Address |
|---|---|
| header_1 | Declared | Owned |
|---|---|---|
| Dirbama žemė | 44.59 ha | 8.00 ha |
| Revenue |
| Net profit |
| Equity ratio |
Documents
Payment schedule
Apie projektą
HeavyFinance investuotojų bendruomenei pristatome šeimos žemės ūkio verslą, kuris ieško išorinio finansavimo.
2015 m. Kėdainių rajone ūkininkauti pradėjęs verslininkas šiuo metu deklaruoja 44,59 ha dirbamos žemės. 8 hektarai šio ploto priklauso jam pačiam, o kita dalis – nuomojama.
Šiame plote auginami kviečiai, rapsai, pupos ir miežiai. Ūkis turi du traktorius, javų kombainą ir visus reikalingus padargus. Šiais metais verslininkas planuoja įsigyti ir daugiau dirbamos žemės. Nusipirkdamas papildomus 6 hektarus, jis deklaruos 50 ha žemės.
Be to, verslininkas ūkininkauja kartu su broliu (deklaruoja 180 ha žemės) ir svainiu (50 ha deklaruojamos žemės). Kartu sudėjus jie turi 275 ha deklaruojamos žemės ir dirbdami kartu pasiekia geresnę masto ekonomiją tiek pavasarį apsiperkant naujo sezono pasiruošimui, tiek rudenį pardavinėjant užaugintą derlių.
Deklaruojamos žemės plotas: 44,59 ha, iš kurių 8 ha nuosavi.
Metinė palūkanų norma 10%
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.