Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0000652

Goal
8,000 €
Raised
8,000 €
100%
Return rate
13.5%

Rating
B+

Period
20

Time left

LTV
-

Country
Lietuva

Loan purpose
Apyvartinio kapitalo padidinimui

Business information
Security measures
Loan history
Project owner Address
Xxxxx Xxčxxxxxx
header_1 Declared Owned
Dirbama žemė10.37 ha5.91 ha
Revenue
Net profit
Equity ratio
Project description
Documents
Payment schedule

Asmeninė atsakomybė

Ši paskola užtikrinta asmenine projekto savininko atsakomybe. Daugiau apie šią užtikrinimo priemonę skaitykite čia.

Apie projektą

Projekto savininkas pradėjo ūkininkauti dar visai neseniai - 2020 m., o pernai sudalyvavęs NMA programoje gavo paramą jaunųjų ūkininkų įsikūrimui ir įsigijo daug ūkiui reikalingos technikos. Dabar ūkininkas augina 14 melžiamų karvių ir 15 galvijų prieauglio. Ūkio priežiūra projekto savininkas rūpinasi pats.

Ūkininkas savo technikos parke šiai dienai turi Valtra traktorių su teleskopiniu krautuvu ir kitus ūkio priežiūrai reikalingų padargus.

Dabar ūkininkas skolinasi 8 000 € apyvartiniam kapitalui padidinti. Paskola bus apsaugota pasirašant neprotestuotiną vekselį paskolos ir palūkanų sumai.

Projekto savininkas deklaruoja 10,37 ha iš kurių 5,91 ha yra nuosavi.

Metinė palūkanų norma - 13,5%

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.