Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0000682

Goal
16,500 €
Raised
16,500 €
100%
Return rate
12.5%

Rating
B+

Period
32

Time left

LTV
44%

Country
Lietuva

Loan purpose
Technikos įsigijimui

Business information
Security measures
Loan history
Project owner Address
Xxxxxxx Xxčxxx
header_1 Declared Owned
Farming land--
Revenue
Net profit
Equity ratio
Project description
Documents
Payment schedule

Asmeninė atsakomybė

Ši paskola užtikrinta asmenine projekto savininko atsakomybe. Daugiau apie šią užtikrinimo priemonę skaitykite čia.

Apie projektą

2015 m. ūkį įkūręs verslininkas augina grikius, avižas ir kitas grūdines kultūras. Taip pat dalis žemės skirta braškių auginimui. 

Verslininkas neseniai padidino deklaruojamos žemės plotus iki 36 hektarų, tai atsispindės jo kitų metų deklaracijoje. Plėsdamas verslą, jis susiduria su poreikiu įsigyti galingesnį traktorių, todėl kreipiasi į HeavyFinance investuotojų bendruomenę dėl paskolos. 

Šiuo metu ūkis jau turi vieną traktorių, kultivatorių, plūgą, kitos smulkesnės technikos. 

Deklaruojamos žemės plotas: 24,8 ha, iš kurių 24,8 ha yra nuosavi

Metinė palūkanų norma - 12,5%

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.