Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0000724

Goal
15,000 €
Raised
15,000 €
100%
Return rate
12.5%
Rating
B+
Period
8
Time left
LTV
-
Country
Lietuva
Loan purpose
Apyvartinio kapitalo padidinimui
Business information
Security measures
Loan history
Project owner Address
Xxxxxxxxx Xxšxxxxxx
Xxxėxxų x., Xxxxų xxx., Šxxxxxų x.
header_1 Declared Owned
Farming land77.43 ha8.30 ha
20212020
Revenue 71,885.00 € 71,193.00 €
Net profit 39,854.00 € 40,478.00 €
Equity ratio 91.02% -
Project description
Documents
Payment schedule

Apie projektą


Ūkininkas pradėjo ūkininkauti 2011 m. nusipirkęs pirmą žemės sklypą. Šį sezoną ūkininkas pasėjo 38 ha kviečių ir 38 ha rapsų. Pasėlius dažniausiai parduoda UAB "Agrokoncernas", UAB "Agrochema" ir UAB "Agrobosas".
Ūkininkas ūkyje dirba vienas, tačiau kartais į pagalbą samdo papildomą darbininką.

Jis nuomoja traktorių, turi purkštuvą, sėjamąją ir kitą smulkesnę techniką. Ūkyje taip pat taikoma beariminės žemdirbystės technologija.

Kitą sezoną ūkininkas planuoja padidinti savo dirbamos žemės plotą iki 120 ha. Su šiuo projektu ūkininkas įsigis 4 ha žemės sklypą.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.