Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0000748

Goal
15,000 €
Raised
15,000 €
100%
Return rate
15%

Rating
B

Period
35

Time left

LTV
-

Country
Lietuva

Loan purpose
Apyvartinio kapitalo padidinimui

Business information
Security measures
Loan history
Project owner Address
Mindaugas Peseckis Pociūniškių k., Daugų sen., Alytaus r.
header_1 Declared Owned
Dirbama žemė 10.47 ha 0.00 ha
20212020
Revenue 13,861.00 € 9,651.00 €
Net profit 1,523.00 € 4,705.00 €
Equity ratio 75.75% -
Bendra įkeisto turto vertė

0.00 €

Kita - -
Daugiau apie apsaugos priemones skaitykite čia.
Loan number Project goal Outstanding principal Paid interest Status
LT0000748 15,000.00 € 10,061.98 € 3,067.64 € Aktyvi
LT0000118 12,000.00 € 4,036.55 € 1,898.68 € Aktyvi
Project description
Documents
Payment schedule

Apie projektą

Šiuo projektu kviečiame „HeavyFinance“ investuotojų bendruomenę investuoti į jauno ūkio plėtrą. Ūkininkas puoselėja 10,47 ha mišrų ūkį Alytaus rajone. Čia auginami mėsiniai galvijai, bulvės ir moliūgai. Ūkio veikloje naudojamas traktorius, sunkvežimis, bulvių kombainas ir plūgas. Taip pat turima sunkioji technika naudojama ir paslaugų, tokių kaip arimas, lėkščiavimas, sėjimas, tiekimui kitiems ūkiams. Verslininkas dar šiais metais žada praplėsti ūkį ir įsigyti 7 ha žemės.


Tai jau antroji ūkininko paskola, kuri bus skirta smulkios technikos įsigijimui. Pirmąjai paskolai gauta 80% individuali garantija, kurią teikia valstybės valdoma Nacionaline plėtros įstaiga UAB Žemės ūkio paskolų garantijų fondas (ŽŪPGF). Aktyvių paskolų likutis - 8 036,44 € (LT0000118), visos įmokos atliekamos laiku.


Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.