Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0000752

Goal
103,000 €
Raised
103,000 €
100%
Return rate
From 11.3%
Rating
B+
Period
42
Time left
LTV
78%
Country
Lietuva
Loan purpose
Ūkinių pastatų pirkimui ir (arba) statybai
Business information
Security measures
Loan history
Project owner Address
Xxxxxxx Šxxxxxxxxė
Xxxxxxų x., Xxxšxų x.
header_1 Declared Owned
Farming land192.58 ha80.00 ha
20212020
Revenue 247,972.00 € 261,016.00 €
Net profit 167,524.00 € 48,464.00 €
Equity ratio 56.95% -
Project description
Documents
Payment schedule

Apie projektą


Šiuo projektu "HeavyFinance" investuotojų bendruomenė kviečiama prisidėti prie ekologiškai sertifikuoto ūkio plėtros. Ūkininkė, turinti 20 metų ūkininkavimo patirtį, šiuo metu plėtoja 222 ha ekologinį mišrų ūkį Telšių rajone. 100 ha plotą sudaro ariama žemė, kurioje auginami kviečiai, avižos, rugiai ir kitos kultūros. Likusi dalis skirta pievoms ir ganykloms - čia ganosi 138 karvės. Dalis derliaus sunaudojama kaip pašaras karvėms, kita dalis parduodama kaip sėklos UAB "Agrolita".

Ūkio veikloje yra naudojami 2 traktoriai, 2 teleskopiniai krautuvai ir kita smulkesnė žemės ūkio technika.

Už šią paskolą verslininkė planuoja pasistatyti ūkio priestatą, kad galėtų toliau sėkmingai plėtoti ūkį. Anksčiau "HeavyFinance" investuotojų bendruomenė ūkininkei suteikė 30 090 EUR paskolą technikai įsigyti (LT0000111). Iki šiol aktyvus likutis yra 20 132,12 €, visos įmokos buvo mokamos laiku.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.