Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0000754

Goal
11,000 €
Raised
11,000 €
100%
Return rate
12.5%
Rating
B+
Period
12
Time left
LTV
-
Country
Lietuva
Loan purpose
Apyvartinio kapitalo padidinimui
Business information
Security measures
Loan history
Project owner Address
Xxxxxxx Xxxčxxxxx
Xxxxžxxų x., Xxxxėx xxxx. xxx., Xxxxėx x. xxx.
header_1 Declared Owned
Farming land114.60 ha30.00 ha
20212020
Revenue 193,752.00 € 169,316.00 €
Net profit 58,689.00 € 49,737.00 €
Equity ratio 10.46% -
Project description
Documents
Payment schedule
Apie projektą

Ūkininkas pradėjo ūkininkauti padedamas tėvų ir jau 7 metus dirba šioje srityje.

Verslininkas valdo 114,6 ha žemės, 30 ha šios žemės jam priklauso nuosavybės teise, o likusią dalį jis nuomoja. Šiemet 44 % lauko jau apsėta rapsais, o 55 % - kviečiais. Grūdus parduoda UAB "Skandagra", UAB "Agrochema" ir UAB "Agrokoncernas".

Derliaus nuėmimo sezonui ūkininkas samdo papildomą darbininką, tačiau visus metus ūkininkas dirba vienas.

Ūkyje naudojami du traktoriai, teleskopinis krautuvas, sėjamoji ir kita smulkesnė technika. Ūkininkas planuoja padidinti technikos parką įsigydamas grūdų džiovyklą, taip pat planuoja ūkyje pastatyti papildomą pastatą. Iš šios paskolos gautos lėšos padidins ūkio apyvartines lėšas.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.