Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0000773

Goal
15,000 €
Raised
15,000 €
100%
Return rate
13%

Rating
B+

Period
18

Time left

LTV
-

Country
Lietuva

Loan purpose
Apyvartinio kapitalo padidinimui

Business information
Security measures
Loan history
Project owner Address
Xxūxxx Xxxxxxx
Xxxxxxšxxx x., Xxxxxxxšxxx xxx.
header_1 Declared Owned
Dirbama žemė498.82 ha200.00 ha
20212020
Revenue 574,274.00 € 685,055.00 €
Net profit 285,157.00 € 189,941.00 €
Equity ratio 73.34% -
Project description
Documents
Payment schedule

Apie projektą

Šiuo projektu kviečiame investuoti į paskolą 1992 m. įkurtam stambiam ūkiui. Per beveik tris dešimtmečius ūkis išaugo iki 500 hektarų deklaruojamos žemės, kurioje auginami rapsai, cukriniai runkeliai, pupos ir grūdinės kultūros. Ūkio nuosavos žemės plotas yra 200 ha, kita žemės ūkio paskirties žemė – nuomojama. Ūkininkas savo ūkyje dirba kartu su savo dviem sūnumis, bei dviem samdomais darbuotojais.  Ūkio darbams naudojami du javų kombainai, purkštuvas, skutikas, trys traktoriai ir kita smulkesnė technika.

Vertinant verslo sezoniškumą, didžioji ūkio pajamų dalis gaunama rudenį, kai parduodamas užaugintas derlius. Todėl dabar verslas skolinasi apyvartiniam kapitalui padidinti ir esamai paskolai LT0000206 refinansuoti, kad pilnai pasiruoštų derliaus nuėmimui. 

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.