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Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
LT0000834
| Project owner | Address |
|---|---|
| Solveiga Januškevičienė, UAB "Karpis" | Bebruliškės k., Kazlų Rūdos sav. |
| header_1 | Declared | Owned |
|---|---|---|
| Dirbama žemė | 0.00 ha | 0.00 ha |
| 2021 | 2020 | |
|---|---|---|
| Revenue | 197,992.00 € | 169,602.00 € |
| Net profit | 33,605.00 € | 24,323.00 € |
| Equity ratio | 65.44% | - |
Documents
Payment schedule
Nuo 1995 veikianti žuvininkystės įmonė UAB Karpis, Kazlų Rūdos savivaldybėje pagrinde užsiima karpių veisimu. Pernai metais ūkis pardavė 80 tonų žuvies, kuri veisiama 25 tvenkiniuose 460 ha plote. Įmonė savo produkciją parduoda individualiems žmonėms, rūkykloms ir kitiems mažesniems perdirbėjams.
Šiais metais UAB Karpis tapo pusiau ekologiniu ūkiu, o jį prižiūrėti padeda 9 samdomi darbuotojai. Ateityje projekto savininkas planuoja renovuoti sandėlius bei gerinti infrastruktūrą.
Tai antrasis įmonės projektas, kurio tikslas pasiskolinti 18 500 Eur ir padidinti apyvartinį kapitalą Paskola užtikrinta įkeičiant žuvies transportavimo sunkvežimį. Pirmojo projekto (LT0000644) likutis yra 15 000 Eur.
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.