Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0002044

Goal
7,300 €
Raised
7,300 €
100%
Return rate
15%

Rating
B

Period
29

Time left

LTV
-

Country
Lietuva

Loan purpose
Apyvartinio kapitalo padidinimui

Business information
Security measures
Loan history
Project owner Address
Kęstutis Karsokas Gulbiniškės k., Kapčiamiesčio sen., Lazdojų r.
header_1 Declared Owned
Dirbama žemė 42.27 ha 23.00 ha
20232022
Revenue 19,177.00 € 21,029.00 €
Net profit 11,197.00 € 11,587.00 €
Equity ratio 78.99% -
Bendra įkeisto turto vertė

0.00 €

Asmeninė atsakomybė Personal liability of the project owner - -
Daugiau apie apsaugos priemones skaitykite čia.
Loan number Project goal Outstanding principal Paid interest Status
LT0002044 7,300.00 € 7,300.00 € 0.00 € Aktyvi
LT0000718 7,500.00 € 0.00 € 1,522.10 € Grąžinta
Project description
Documents
Payment schedule

Projekto savininkas iš Lazdijų rajono pradėjo ūkininkauti 2009 m., kai paveldėjo žemės ūkio paskirties žemę iš šeimos narių. Pagrindinis ūkio pajamų šaltinis - pieno pardavimas kooperatyvui „Dzūkijos pienas“.

dŪkininkas deklaruoja 42,27 ha dirbamos žemės, iš kurių 23 ha yra nuosavos. Didžioji dalis pasėlių naudojama karvėms šerti, dalis pasėlių parduodama.


Ūkyje yra traktorius, kombainas ir keletas smulkesnių įrenginių. Ūkininkas ūkyje dirba kartu su žmona. Naudodamasis šiuo projektu jis planuoja šiais metais padidinti karvių skaičių ūkyje. 

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.