Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0002399

Goal
27,000 €
Raised
27,000 €
100%
Return rate
From 11.5%

Rating
B+

Period
35

Time left

LTV
87%

Country
Lietuva

Loan purpose
Apyvartinio kapitalo padidinimui

Business information
Security measures
Loan history
Project owner Address
Xxxxxx Xxxxxx Xxxxxxxxė
Xxxžų x. Xxxxxxxxxx xxx., Xxxxxxšxxxx, Xxxxxų x 3
header_1 Declared Owned
Farming land42.40 ha4.00 ha
20232022
Revenue 32,848.00 € 35,369.00 €
Net profit 23,457.00 € 28,870.00 €
Equity ratio 31.36% -
Project description
Documents
Payment schedule

„HeavyFinance“ kviečia investuoti į paskolą augalininkystės ūkiui. Ūkis veikia nuo 2012 m. Biržų rajone. Projekto savininkė deklaruoja 42,40 ha žemės, iš kurių 4 ha yra nuosavi.

Šiuo metu ūkininkė augina kviečius, rapsus ir miežius. Ūkiui vadovauja padedama šeimos narių.

Ūkio technikos parką sudaro 1 traktorius, priekabos, sėjamoji ir kita reikalinga mažesnė technika.

Visą derlių ūkis parduoda UAB Agrokoncernui ir AB Linas agro.

Tai pirmoji ūkininkės paskola „HeavyFinance“ platformoje. Ji prašo paskolos apyvartinėms lėšoms padidinti. Paskola bus užtikrinta dviem žemės sklypais.


Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.