Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0002561

Goal
15,000 €
Raised
15,000 €
100%
Return rate
14%

Rating
B+

Period
23

Time left

LTV
-

Country
Lietuva

Loan purpose
Ūkinių pastatų pirkimui ir (arba) statybai

Business information
Security measures
Loan history
Project owner Address
Xxxxxx Xxxxxxx Xxxxxx
Xxxxxxxšxxx x., Šxxxxxx xxx.
header_1 Declared Owned
Farming land72.79 ha6.09 ha
20232022
Revenue 61,644.00 € 74,351.00 €
Net profit 3,474.00 € 30,137.00 €
Equity ratio 33.05% -
Project description
Documents
Payment schedule

Šis projektas suteikia HeavyFinance investuotojų bendruomenei galimybę finansuoti Lietuvos javų ūkį. Projekto savininkas nuo 2014 metų valdo ūkį Radviliškio rajone, kuriame augina vasarinius ir žieminius kviečius, rapsus bei kitus pasėlius.

Ūkio sunkiosios technikos parką sudaro traktorius, purkštuvas, kultivatorius, sėjamoji, kombainas, teleskopinis krautuvas ir kita būtina įranga, užtikrinanti sėkmingą ūkininkavimą. Žemė dirbama naudojant bearimės žemdirbystės technologiją (no-till).

Tai yra pirmasis šio ūkininko projektas HeavyFinance platformoje. Surinktos lėšos bus skirtos apyvartiniam kapitalui – pastatų įsigijimui.

Deklaruojamas žemės plotas sudaro 72,79 ha, iš kurių 6,09 ha priklauso projekto savininkui.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.