Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LV0000726

Goal
21,200 €
Raised
0 €
0%
Return rate
From 11.5%
Rating
B+
Period
38
Time left
LTV
77%
Country
Latvija
Loan purpose
Apyvartinio kapitalo padidinimui
Business information
Security measures
Loan history
Project owner Address
XXX "XxXxxx", Xxxx Xxšx
Xēxx xxx., Xxxxxšx xxx., "Xxxxxņx", XX-4139
header_1 Declared Owned
Dirbama žemė2.81 ha2.81 ha
20212020
Revenue 31,287.00 € 23,625.00 €
Net profit 7,489.00 € -1,655.00 €
Equity ratio 34.39% -
Project description
Documents
Payment schedule

Apie projektą

2017 m. gruodžio mėn. pradėjusi veiklą, SIA "Inviss" šiuo metu valdo 2,81 ha žemės, kurioje viskas priklauso nuosavybės teise. Pagrindinė veikla - ekologiškų juodųjų serbentų auginimas.

Šiuo metu tarp juodųjų serbentų krūmų šienauti galima tik vienu nedideliu sodo traktoriumi, o kiti darbai atliekami rankomis. Visus metus dirba vienas darbininkas ir, žinoma, pats savininkas. Sezoniniams darbams atlikti reikalingi papildomi 4-5 darbuotojai. Įsigijus duotą traktorių su tuščiavidure žole, sezoninių darbininkų nebereikės ir visus darbus galės atlikti pats savininkas su vienu darbininku. Žinoma, planuojama plėstis ir išsinuomoti papildomos žemės. Įmonė taip pat atlieka įvairių įrenginių - nuo lynų keltuvų iki keltuvų - technines apžiūras ir metines patikras.

Bendrovė grąžins 11 000 EUR iš subsidijų, kurios bus gautos 2022 m. lapkričio mėn. Dėl to per 6 mėnesius LTV sumažės iki 36,88 %.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.