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Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
PL0000594
| Project owner | Address |
|---|---|
| header_1 | Declared | Owned |
|---|---|---|
| Farming land | 6.11 ha | 6.11 ha |
| 2021 | 2020 | |
|---|---|---|
| Revenue | 29,123.00 € | 3,297.00 € |
| Net profit | - | - |
| Equity ratio | - | - |
Documents
Payment schedule
Apie projektą
Projekto savininkas savo ūkį Goszczyn, Lenkijoje valdo nuo 2018 m. Jis specializuojasi vyšnių, slyvų, obuolių ir braškių auginime. Šiuo metu ūkininkas dirba 6,11 ha nuosavos žemės, o kitais metais planuoja dar labiau išplėsti savo ūkį.
Projekto savininkas savo produkciją parduoda Varšuvos turguje ir keliuose kituose miestuose. Dabar ūkininkas planuoja toliau plėsti verslą ir pradėti auginti daržoves. Jis jau turi daug potencialių klientų, kurie nori iš jo pirkti daržoves, todėl mano, kad tai tinkamas kitas žingsnis.
Šiam tikslui pasiekti ūkininkas iš HeavyFinance investuotojų bendruomenės skolinasi 16 925 EUR šiltlysvėms ir sėkloms įsigyti. Paskola bus užtikrinta traktoriaus įkeitimu.
Metinė palūkanų norma
- Investuojant nuo 100 EUR - palūkanos 10,5 %.
- Investuojant nuo 500 EUR - palūkanos 11,3 %.
- Investuojant nuo 1 000 EUR - palūkanos 12 %.
- Investuojant nuo 2 000 EUR - palūkanos 12,2 %.
- Investuojant nuo 5 000 EUR - palūkanos 12,5%
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.