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Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
PL0000640
| Project owner | Address |
|---|---|
| header_1 | Declared | Owned |
|---|---|---|
| Dirbama žemė | 70.00 ha | 40.00 ha |
| 2021 | 2020 | |
|---|---|---|
| Revenue | 57,116.00 € | 30,488.54 € |
| Net profit | - | - |
| Equity ratio | - | - |
Documents
Payment schedule
Apie projektą
Projekto savininkas 1991 m. paveldėjo savo ūkį iš tėvo. Nuo to laiko jis daugiausia dėmesio skiria kviečių auginimui ir galvijų veisimui. Ūkininkas augina ekologiškus rugius, kvietrugius, pašarinius kukurūzus ir augina 20 mėsinių galvijų.
Projekto savininkas per veiklos metus nuosekliai plėtė ūkį ir šiuo metu jo nuosavos žemės plotas siekia 40 ha, dalį jos jis taip pat nuomoja kitiems ūkininkams.
Dabar ūkininkas skolinasi 16 881 € apyvartiniam kapitalui padidinti. Lėšos bus panaudotos sėkloms ir trąšoms ateinančiam sezonui pirkti. Paskola bus užtikrinta kombaino įkeitimu.
Projekto savininkas deklaruoja 70 ha žemės, iš kurių 40 ha priklauso jam nuosavybės teise.
Metinė palūkanų norma
- Investuojant nuo 100 € - palūkanos 12 %
- Investuojant nuo 500 € - palūkanos 12,8 %.
- Investicija nuo 1 000 € - palūkanos 13,5 %.
- Investuojant nuo 2 000 € - palūkanos 13,7%
- Investuojant nuo 5 000 € - palūkanos 14%
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.