Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

PL0001860

Goal
40,000 €
Raised
40,000 €
100%
Return rate
up to 15.7%

Rating
B

Period
48

Time left

LTV
48%

Country
Lenkija

Loan purpose
Investicijos gamybai didinti

Business information
Security measures
Loan history
Project owner Address
Gospodarstwo Rolne Michał Iciek Broniewo 17, 89-110 Sadki
header_1 Declared Owned
Farming land 37.00 ha 17.00 ha
20222021
Revenue 164,170.00 € 50,918.00 €
Net profit - -
Equity ratio - -
Total value of pledged assets

83,000.00 €

Žemė Žemės ūkio paskirties sklypas 17.25 ha 83,000.00 € Remiantis Valstybės duomenų agentūros ir Nacionalinės mokėjimo agentūros pateiktomis vidutinėmis kainomis.
Kita Asmeninė atsakomybė - -
Read more about security measures here.
Loan number Project goal Outstanding principal Paid interest Status
PL0001860 40,000.00 € 38,123.40 € 1,437.62 € Active
PL0001894 40,000.00 € 38,761.07 € 979.59 € Active
Project description
Documents
Payment schedule
Michałas ūkį valdo nuo 2002 m., kai jį paveldėjo iš tėvų. Ūkiu rūpinasi kartu su žmona.
Šiuo metu jie augina 9 ha kukurūzų pardavimui ir 8 ha kukurūzų silosui. Ūkininkas laiko 42 HF pieninių galvijų pienui gaminti, taip pat 20 HF veršelių (pašarus perka iš "Biofeed"). Pienas tiekiamas į Spolmlek Chojnice pieninę.

Ūkyje naudojama technika:
  • CAE MX 200c traktorius su Stoll frontaliniu krautuvu.
  • URSUS C-360 traktorius
  • EVERUN 12 frontalinis krautuvas
  • FIDER pašarų maišytuvas 9M
  • TALEX rotacinis grėblys 3,20M
  • TALEX diskinė šienapjovė 2,10M
  • URSUS rotacinis skutiklis 5,10M
  • MARCO-POLO ryšulių vyniotuvas
  • Kultivatorius
  • priekaba x2

Ūkininkų ūkio plėtros plane numatyta įsigyti pieninių galvijų bandai padidinti ir įsigyti daugiau dirbamos žemės. 
Finansavimas padalytas į dvi paskolas.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.