Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

PL0001917

Goal
32,500 €
Raised
32,500 €
100%
Return rate
up to 15.7%

Rating
C+

Period
24

Time left

LTV
70%

Country
Lenkija

Loan purpose
Investicijos gamybai didinti

Business information
Security measures
Loan history
Project owner Address
Patryk Prochota, Gospodarstwo Rolne Patryk Prochota Ciarka 40, 46-280
header_1 Declared Owned
Farming land 62.00 ha 25.00 ha
20222021
Revenue 43,934.00 € 20,338.00 €
Net profit - -
Equity ratio - -
Total value of pledged assets

46,274.00 €

Sunkioji technika Ratinis krautuvas/teleskopinis krautuvas 2023 8,820.00 € Pagal nepriklausomą turto vertinimą
Sunkioji technika Traktorius 2008 37,454.00 € Pagal nepriklausomą turto vertinimą
Kita Asmeninė atsakomybė - -
Read more about security measures here.
Loan number Project goal Outstanding principal Paid interest Status
PL0001917 32,500.00 € 30,151.12 € 809.02 € Active
PL0001568 34,796.00 € 28,371.61 € 3,258.89 € Active
Project description
Documents
Payment schedule

Padėdami ūkiui pritraukti finansavimą greičiau, skiriame 2.00% premiją nuo investuotos sumos. Investuojant, įveskite kodą heavy1917.

J. Patrickas ūkyje dirba nuo vaikystės kartu su savo tėvu ir seneliu. 2020 m. jis iš senelio perėmė 10 ha.


Šiuo metu jis daugiausia dėmesio skiria augalininkystei ir mėsiniams galvijams. Šiuo metu jis laiko 30 galvijų (HF-MM). Visiškai pats gaminasi, priedus perka.

Sėjos struktūra: 

  • Sėjomaina: miežiai - 12 ha
  • Kukurūzai - 10 ha (silosas)
  • Kviečiai - 10 ha 
  • kvietrugiai - 5 ha
  • Avižos - 5 ha
  • Pievos - 20 ha
Traktoriai:
  • John Deere 6630
  • John Deere 5820
  • Ursus 912
  • Massey Ferguson 255
  • 2x Ursus C-330
  • Feybich mini krautuvas
  • Bizon kombainas
Dirvos dirbimas:
  • Gasser 3 korpusų rotacinis plūgas
  • Amazone D7 sėjamoji
  • Maschio akėčios
  • Purkštuvas 
  • Purkštuvas 
Ūkininkas įsipareigojo Europos Sąjungai per 12 val. nuo paskleidimo uždengti mėšlą ir įmaišyti šiaudus į dirvą, kai kuriuose sklypuose sėjami tarpiniai pasėliai, siekiant paįvairinti sėjomainą.

Tai antroji ūkininko paskola iš "HeavyFinance", kuri bus panaudota 50 veršelių (mišrios veislės) įsigyti.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.