Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

PL0002219

Goal
38,000 €
Raised
38,000 €
100%
Return rate
From 12.6%

Rating
B

Period
48

Time left

LTV
55%

Country
Lenkija

Loan purpose
Refinansavimas

Business information
Security measures
Loan history
Project owner Address
Xxxxxxx Łxxxxxxxxxx
Xxśxxxxx 44, 97-300 Xxxxxxóx Xxxxxxxxxxx
header_1 Declared Owned
Farming land9.00 ha6.00 ha
20242023
Revenue 54,512.06 € 22,754.15 €
Net profit - -
Equity ratio - -
Project description
Documents
Payment schedule

Ūkininkas ūkininkauja nuo 1997 m., kai perėmė ūkį iš savo tėvų. Ūkis užima 9 ha, iš kurių 6 ha priklauso jam. Ūkyje jis užsiima augalininkyste ir mėsinių galvijų auginimu. Dirba savarankiškai ir sezoniškai samdo darbininkus. Jo sėjomainos struktūrą sudaro 1,5 ha miežių, 1,5 ha kviečių, 2,5 ha kvietrugių, 1 ha kukurūzų, 1 ha bulvių ir 1,5 ha aviečių. Šiuo metu jo bandą sudaro 20 mėsinių galvijų. Per ateinančius trejus metus ūkininkas planuoja padidinti aviečių plotą ir išplėsti savo ūkį. Pagrindinis jo tikslas - padvigubinti mėsinių galvijų bandą, todėl jis planuoja statyti naują tvartą. Paskolos lėšos bus panaudotos 15 penimų veršelių pirkimui ir kitai ūkininko paskolai grąžinti. Užstato vertė gali padidėti, nes rengiamas vertinimas. 

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.