Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

PL0002323

Goal
11,800 €
Raised
11,800 €
100%
Return rate
14%
Rating
B+
Period
48
Time left
LTV
50%
Country
Lenkija
Loan purpose
Investicijos gamybai didinti
Business information
Security measures
Loan history
Project owner Address
Xxxxx Xxxxxxxxxxxxx
Xxxxx 6, 86-160 Xxxxxxxx
header_1 Declared Owned
Dirbama žemė47.00 ha24.00 ha
20242023
Revenue 58,937.43 € 17,680.97 €
Net profit - -
Equity ratio - -
Project description
Documents
Payment schedule

Ūkininkas ūkininkauja nuo 2011 m., kai iš tėvo perėmė 17 ha, o nuo to laiko savo ūkį išplėtė iki 47 ha, iš kurių jam priklauso 24 ha. Ūkyje jis užsiima augalininkyste ir mėsine galvijininkyste. Ūkyje dirba savarankiškai. Jo sėjomainos struktūrą sudaro 15 ha kukurūzų, 10 ha kviečių, 6 ha kvietrugių, 3 ha miežių, 4 ha rapsų, 1 ha bulvių, o likusią dalį sudaro pievos. Jo bandą sudaro 90 mėsinių galvijų.

Ūkyje jis naudoja tokią techniką kaip:

  • traktoriumi NEW HOLLAND 2023
  • traktorius URSUS 2014
  • agregatas AGRO-MASZ 2013
  • plūgas AGRO-MASZ 2014
  • presas CASE 2023
Per ateinančius trejus metus ūkininkas planuoja reguliariai plėsti bandą, siekdamas padidinti penimų galvijų skaičių iki 200, taip pat išplėtęs bandą ir padidinęs pievų plotą įsigyti pašarų maišymo priekabą. Paskolą ketinama panaudoti veršeliams ir pašarams veršeliams įsigyti. 

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.