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Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
PL0002331
| Project owner | Address |
|---|---|
| header_1 | Declared | Owned |
|---|---|---|
| Dirbama žemė | 194.00 ha | 34.00 ha |
| 2023 | 2022 | |
|---|---|---|
| Revenue | 414,095.00 € | 316,258.00 € |
| Net profit | - | - |
| Equity ratio | - | - |
Documents
Payment schedule
2006 m. ūkininkas perėmė savo tėvų 18 ha ūkį. Nuo to laiko jis išplėtė savo ūkį iki 194 ha, iš kurių 34 ha priklauso jam. Ūkį jis valdo kartu su žmona ir vaikais, užsiima augalininkyste ir galvijininkyste. Ūkyje ūkininkas yra pasėjęs 70 ha kukurūzų, 60 ha kviečių ir 64 ha pievų. Jo gyvulius sudaro 120 melžiamų karvių, 33 buliai, 50 telyčių ir 42 veršeliai.
Ūkyje jis naudoja tokią techniką kaip:
- NEW HOLLAND traktorius T4030 - 2013 m.
- NEW HOLLAND traktorius T6 155 - 2018 m.
- NEW HOLLAND traktorius T5 140 - 2020 m.
- NEW HOLLAND traktorius T7 270 - 2022 m.
- VALTRA traktorius N103 - 2014 m.
Paskolos lėšos bus panaudotos 30 telyčių įsigyti. Ūkininkas daugiausia dėmesio skiria bandai plėsti, nes dabar tai yra pagrindinis jo pajamų šaltinis. Per ateinančius trejus metus jis planuoja padvigubinti melžiamų karvių skaičių, kad padidintų savo pajamas.
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.