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Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
PL0002359
| Project owner | Address |
|---|---|
| header_1 | Declared | Owned |
|---|---|---|
| Dirbama žemė | 30.00 ha | 5.00 ha |
| 2023 | 2022 | |
|---|---|---|
| Revenue | 63,764.34 € | 60,568.47 € |
| Net profit | - | - |
| Equity ratio | - | - |
Documents
Payment schedule
Ūkininkė ūkininkauja nuo 1996 m., kai iš tėvų perėmė 1 ha. Nuo to laiko jai pavyko išplėsti ūkį iki 30 ha. Ji ūkininkauja savarankiškai ir augina pieninius galvijus. Jos bandą sudaro 28 melžiamos karvės, 8 aukšto veršingumo telyčios, 5 buliukai, sveriantys daugiau kaip 300 kg, ir 27 jaunikliai.
Ūkyje ji naudoja tokią techniką kaip:
- SAMASZ šienapjovė 2021
- KVERNELAND plūgas 2010 m.
- SAMASZ grėblys 2018 m.
- PRONAR trąšų barstytuvas 2020 m.
- RECORDIA žemės ūkio paskirties septikų statinė 2010 m.
Per ateinančius 5 metus ūkininkas planuoja išplėsti pieninių karvių bandą iki 60 melžiamų karvių ir 120 mėsinių galvijų. Jis nori pradėti pirkti išperkamosios nuomos sutartis ir atnaujinti ūkyje naudojamą įrangą. Paskolos lėšos bus panaudotos 5 ha žemės pirkimui.
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.