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Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
BG0002136
| Project owner | Address |
|---|---|
| header_1 | Declared | Owned |
|---|---|---|
| Dirbama žemė | 16.48 ha | 1.38 ha |
| 2023 | 2022 | |
|---|---|---|
| Revenue | 19,014.60 € | 21,218.41 € |
| Net profit | - | - |
| Equity ratio | - | - |
Documents
Payment schedule
Georgi Kongelski is a farmer from the Eleshnitsa village, Elin Pelin municipality, Sofia region.
The farmer cultivates 47,37 ha and breeds 17 cows. He manages his farm together with family members, especially his son who is also a farmer himself. His son's farm covers around 30 hectares where he raises 11 cows and 5 horses.
Together they decided to improve and expand the farm with a facility for the cows, which included a piece of new equipment. To make it happen, the farmer borrowed 14 000 € on his first loan BG0001110, which currently has an active balance of 6 985€
Now he is looking for 19 000 € to refinance his first loan and the remaining amount will be used for working capital. To secure the loan, the agricultural land with a market value of 54 258 € will be pledged. His son is providing a personal guarantee to secure the loan.
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.