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Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
LT0000466
| Project owner | Address |
|---|---|
| header_1 | Declared | Owned |
|---|---|---|
| Dirbama žemė | - | - |
| Revenue |
| Net profit |
| Equity ratio |
Documents
Payment schedule
About the project
The family farm, which started in 2011, has focused on livestock farming from the very beginning, and today keeps around 70-80 beef cattle on a regular basis. In addition to the Simmental cattle, the project owner also engages in small-scale crop farming, with family members actively contributing to the maintenance of the farm. The enterprise uses a variety of implements for the functionality of the farm, and is now looking to purchase new machinery to improve its efficiency.
This is not the first time that the farm, located in the Molėtai region, has sought renovation and upgrades. This project is the second part of a three-phase renewal and improvement process carried out in partnership with the NPA. The company contributed to the first phase with its own funds (full cost of equipment - EUR 121 968, support received EUR 50 400). The purchase price for the second phase amounts to EUR 223.547,5, of which EUR 28.918,5 is from the company's contribution to the advance payments and EUR 92.375 is from the NPA. A third phase will also be implemented next year for a total project amount of EUR 398.132.
In the short term, the project owner states that he will concentrate on the smooth execution and completion of the current projects, but is able to envision how he could further refine and improve his activities in the future.
Annual interest
- Investing from 100 € - interest 11,3%
- Investing from 500 € - interest 11,9%
- Investing from 1.000 € - interest 12,2%
- Investing from 2.000 € - interest 12,4%
- Investing from 5.000 € - interest 12,7%
- Investing from 10.000 € - interest 12,9%
- Investing from 20.000 € - interest 13,2%
- Investing from 30.000 € - interest 13,6%
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.