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Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
LV0000299
| Project owner | Address |
|---|---|
| header_1 | Declared | Owned |
|---|---|---|
| Dirbama žemė | - | - |
| 2020 | 2019 | |
|---|---|---|
| Revenue | 73,831.00 € | 56,936.00 € |
| Net profit | 18,624.00 € | 8,575.00 € |
| Equity ratio | 83% | - |
Documents
Payment schedule
About the project
Contribute to the development of the technical fleet of the fast-growing agricultural company Lellēni. The company, which has been operating for almost 16 years, specializes in beef cattle breeding, and last year became involved in crop production. In the 180-hectare area, the company grows winter wheat, oats, barley, peas, and buckwheat. A part of the farm is dedicated to pastures where 50 meat cattle graze.
After an intensive harvest season, the company is now preparing for sowing and borrowing 11.800 € for seeds and fertilizers. The HeavyFinance community has already contributed to the company's growth - before the harvest, Lellēni borrowed 28.500 € to buy a used combine harvester. The loan payments are made on time.
Equipment seller: HETA SIA
Area of declared land: 180 hectares
Annual interest
- Investing from 100 € - interest 8,9%
- Investing from 500 € - interest 9,6%
- Investing from 1.000 € - interest 10,2%
- Investing from 2.000 € - interest 10,8%
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.