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Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
PL0001917
| Project owner | Address |
|---|---|
| Patryk Prochota, Gospodarstwo Rolne Patryk Prochota | Ciarka 40, 46-280 |
| header_1 | Declared | Owned |
|---|---|---|
| Dirbama žemė | 62.00 ha | 25.00 ha |
| 2022 | 2021 | |
|---|---|---|
| Revenue | 43,934.00 € | 20,338.00 € |
| Net profit | - | - |
| Equity ratio | - | - |
Documents
Payment schedule
Mr Patrick has been working on the farm since he was a child, together with his father and grandfather. He took over 10ha from his grandfather in 2020.
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His current focus is on crop production and beef cattle. He currently has 30 head of cattle (HF-MM). He make the entirely himself, he buys additives.
Sowing structure:
- Barley- 12ha
- Maize - 10ha (silage)
- Wheat - 10ha
- Triticale - 5ha
- Oats - 5ha
- Meadows - 20ha
Tractors:
- John Deere 6630
- John deere 5820
- Ursus 912
- Massey Ferguson 255
- 2x Ursus C-330
- Feybich mini loader
- Bizon combine harvester
Tilled soil:
- Gasser 3-furrow rotary plough
- Amazone D7 seed drill
- Maschio power harrow
- Sprayer
- Spreader
The farmer has made a commitment to the European Union to cover the manure within 12h of spreading and to mix the straw into the soil, some plots are sown with catch crops to diversify the crop rotation.
This is the farmer's second loan from HeavyFinance and it will be used to purchase 50 calves (mixed race).
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.