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Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
PL0001923
| Project owner | Address |
|---|---|
| Maciej Sędziak | Kuczyn 20, 18-214 Kuczyn |
| header_1 | Declared | Owned |
|---|---|---|
| Farming land | 63.06 ha | 16.47 ha |
| 2023 | 2022 | |
|---|---|---|
| Revenue | 617,504.00 € | 539,870.00 € |
| Net profit | - | - |
| Equity ratio | - | - |
Documents
Payment schedule
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Mr Maciej inherited the land in 2011 from his parents and runs the farm together with his wife and children. They base their activities on milk production, cattle production and crop production.
Crop rotation on the farm is subordinated to animal husbandry. They cultivate 45ha of maize for chopping, and 35 ha alfalfa for silage.
There are 33 cows (Holstein Friesian) with a capacity of production of 9300 litres.
The farm receives subsidies for sustainable practices such as mixing manure into the soil, no-till, and large animal enclosure.
Used machinery:
- Fendt 614 LSA
- Manitou 628 loader
- 16t spreader
- SECO forage wagon
- Kuhn disc mower
- Georg Beson 4-plow rotary ploughs
Entrepreneur sells animals to local buyers. One regular customer - SM Mlekovita. Feed ( surplus ) for local farmers
The farmer plans to use the loan funds to purchase cows. Ultimately, he wants to build up a herd of 200 within 5 years.
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.