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Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

PL0001972

Goal

31,000 €

Raised

31,000 €

Return rate

From 13.6%

Rating

Period

Time left

Closed

LTV

50%

Country

Poland

Loan purpose

Investment to increase production

Business information

Security measures

Loan history

Project owner	Address
Xxxxxx Xxxxxńxxx	Xxxxxxxx Xxxxxxx 18, 17-111 Xxćxx

header_1	Declared	Owned
Farming land	16.41 ha	16.41 ha

	2023	2022
Revenue	40,747.00 €	28,460.00 €
Net profit	-	-
Equity ratio	-	-

Project description

To help a farmer collect funds faster, we offer you to earn even more. When investing, use the promo code heavy1972 and get 2.00% cashback.

The farmer, who inherited the farm from his father, specializes in milk production by breeding Holstein-Friesian (HF) and Jersey (JE) cows, totalling around 20. Additionally, they raise about 10 fattening hybrids for meat on their own land. The farm focuses on self-sufficiency by producing cattle feed from grass, alfalfa, and feed grain, while also cultivating wheat, corn, and barley across approximately 16,41 hectares.

Working alongside his father, the farmer operates essential machinery like Case MX 100 tractors with a Maileux front loader, Ford 7610, Talex disc mower, Neyamer rake, Kaweco barrel wagon, Biardzki sprayer, Inter Mix R10 feed wagon, silage cutter, Vicon baling press, and trailers of 9 and 6 tons.

With a commitment to animal welfare, the farmer is expanding the dairy cow herd and undertaking a barn reconstruction, transitioning from a tether system to a free-stall system.
Milk is sent to Mlekpol dairy in Karlusin under an indefinite contract for milk collection. The surplus milk is sold to local buyers. The farm's dedication to self-sufficiency and modernization reflects its ongoing efforts to improve both the business and the well-being of the herd.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.