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Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
PL0002323
| Project owner | Address |
|---|---|
| header_1 | Declared | Owned |
|---|---|---|
| Dirbama žemė | 47.00 ha | 24.00 ha |
| 2024 | 2023 | |
|---|---|---|
| Revenue | 58,937.43 € | 17,680.97 € |
| Net profit | - | - |
| Equity ratio | - | - |
Documents
Payment schedule
The farmer has been farming since 2011, when he took over 17ha from his father, and since then he has expanded his farm to 47ha, of which he owns 24ha. On the farm he is involved in crop production and beef cattle breeding. He works independently on the farm. His sowing structure consists of 15ha of corn, 10ha of wheat, 6ha of triticale, 3ha of barley, 4ha of rapeseed, 1ha of potatoes and the rest is grassland. His herd consists of 90 head of beef cattle.
On the farm he uses machinery such as:
- tractor NEW HOLLAND 2023
- tractor URSUS 2014
- aggregate AGRO-MASZ 2013
- plough AGRO-MASZ 2014
- baler CASE 2023
Over the next three years, the farmer plans to regularly expand his herd, with the goal of increasing the number of fattening cattle to 200, as well as buying a fodder mixing trailer after the herd expansion and increasing the grassland area.
The loan is to be used to purchase calves and calf feed.
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.