Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

BG0000115

Goal
15,339 €
Raised
15,339 €
100%
Return rate
13%

Rating
B

Period
29

Time left

LTV
68%

Country
Bulgarija

Loan purpose
Apyvartinio kapitalo padidinimui

Business information
Security measures
Loan history
Project owner Address
Xxxx Xxxxxxxx Xxxxxx
header_1 Declared Owned
Dirbama žemė--
Revenue
Net profit
Equity ratio
Project description
Documents
Payment schedule

Investuodami į šį projektą, prisidedate prie bulvių ūkio plėtros Burgaso regione, Bulgarijoje. Ūkį plėtojantis verslininkas savo produkciją parduoda tokiems gerai žinomiems prekybos tinklams kaip „Lidl“, „Kaufland“ ir „Metro“. Be to, dalį jo produkcijos superka šalia Juodosios jūros įsikūrusiems viešbučiams maistą teikiančios įmonės.

Verslininkas bulves auginti pradėjo 2000 m. ir šiuo metu valdo 15 hektarų deklaruojamos dirbamos žemės. Per pastaruosius kelerius metus jis nuolat investavo į papildomos technikos įsigijimą ir senos atnaujinimą. Todėl ūkyje yra traktorius, plūgas, kultivatorius, bulvių sėjamoji, purkštuvas, rūšiavimo ir svėrimo technika, kita smulkesnė įranga.

Praėjusiais metais ūkininkas užaugino 500 tonų bulvių. Šiemet, ruošdamasis naujam sezonui, jis skolinasi apyvartinio kapitalo padidinimui, kurį panaudos toliau plečiant ūkį.

Metinė palūkanų norma

  • Investuojant nuo 100 € - palūkanos 13%

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.