Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

BG0000253

Goal
18,000 €
Raised
18,000 €
100%
Return rate
12.5%

Rating
C

Period
24

Time left

LTV
70%

Country
Bulgarija

Loan purpose
Apyvartinio kapitalo padidinimui

Business information
Security measures
Loan history
Project owner Address
XXXXX XXXXXXX XXXXXXXXXX
header_1 Declared Owned
Farming land--
Revenue
Net profit
Equity ratio
Project description
Documents
Payment schedule

Apie projektą

Šiuo projektu kviečiame prisidėti prie sėkmingo ūkio pasiruošimo žiemos sezonui. Ūkininkauti pradėjusi nuo 2015 metų, dabar verslininkė plėtoja beveik 43 hektarų ūkį Jambolo regione, Bulgarijoje. Didžioji dalis žemės ploto yra apsėta kviečiais ir kukurūzais. Taip pat ūkyje auginamos saulėgrąžos, liucernai bei dalis ploto skirta pievoms, kuriose ganosi galvijai - 39 stumbrai ir 28 pieninės karvės.

Dabar verslininkė kreipiasi į „HeavyFinance“ investuotojų bendruomenę siekdama pasiskolinti galvijų pašarams bei žiemos sezono pasiruošimui. Ūkininkė dabartiniams poreikiams patenkinti gauna subsidijas iš valstybės, tačiau dėl kylančių žaliavų kainų, skolinasi papildomai norėdama anksčiau įsigyti trūkstamų pašarų.

Deklaruojamos žemės plotas: 42,6157 ha.

Metinė palūkanų norma - 12,5%

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.