Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

BG0000309

Goal
16,873 €
Raised
16,873 €
100%
Return rate
17.39%

Rating
B

Period
51

Time left

LTV
44%

Country
Bulgarija

Loan purpose
Apyvartinio kapitalo padidinimui

Business information
Security measures
Loan history
Project owner Address
Xxxxxxx Xxxx, Xxxxx Xxxxxxx
Xxxxxxxx xxxxxxx X 29, Xxxxx Xxxxxxxxxxxx, Xxxxxx Xxxxxxx xxxxxxxx
header_1 Declared Owned
Farming land--
Revenue
Net profit
Equity ratio
Project description
Documents
Payment schedule

Apie projektą

Patyręs ūkininkas 2018 metais įkūrė žemės ūkio bendrovę ir dabar specializuojasi pieno produktų gamyboje. Ūkis įsikūręs Elenos regione Bulgarijoje. 30 hektarų ūkio teritorijoje ganosi 12 pieninių galvijų ir 42 avys.

Ūkininkas turi ambicingų planų plėsti ūkį kartu pereinant prie ekologinio ūkininkavimo. Dabar įmonės vadovas yra siekia biologinį sertifikatą, kuris leis ūkio produkciją parduoti kaip ekologišką. 

Projekto savininkas individualiai pradjo ūkininkauti dar 2013 metais ir dar iki įmonės įkūrimo įgyvendino Europos Sąjungos žemės ūkio valdų modernizavimo projektą, kuris padėjo modernizuoti esminius ūkio procesus taip dar labiau efektyvinant ūkio veiklą.

Dabar bendrovė siekia pasiskolinti papildomų lėšų, kurios bus naudojamos galvijų pašarų įsigijimui. Paskola bus užtikrinta naudoto traktoriaus „Stayer Kompact 4095“ įkeitimu.

Deklaruojamos žemės plotas: nuomojami 30 ha

Metinė palūkanų norma - 12,5%

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.