Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

BG0002593

Goal
15,000 €
Raised
15,000 €
100%
Return rate
15%
Rating
B
Period
36
Time left
LTV
-
Country
Bulgarija
Loan purpose
Apyvartinio kapitalo padidinimui
Business information
Security measures
Loan history
Project owner Address
Xxxxxxx Xxxxxxxx
Xxxxxx xxxxxx, Xxxxxxx xxxxxx
header_1 Declared Owned
Dirbama žemė48.05 ha10.00 ha
20232022
Revenue 61,761.27 € 77,713.56 €
Net profit 12,782.29 € 2,999.84 €
Equity ratio - -
Project description
Documents
Payment schedule
Nikolajus ir jo brolis valdo 2005 m. įkurtą šeimos ūkį. Turėdami 19 metų patirtį, jie daugiausia dėmesio skiria augalininkystei ir gyvulininkystei.
Šiuo metu jie augina 57 galvijus ir dirba 48,05 ha ariamos žemės Montanos regione. Jie augina saulėgrąžas, kvietrugius, kukurūzus, liucernas ir ganyklas, kurios daugiausia naudojamos pašarams gaminti, kad išlaikytų gyvulius.

Norint pasirengti kitam sezonui, ūkininkams reikia papildomo apyvartinio kapitalo kasdienei veiklai palaikyti. Nikolajus pademonstravo finansinę atsakomybę, išlaikydamas aktyvią paskolą, užtikrintą žeme, kurios likutis yra 23 906 EUR, o dvi anksčiau neužtikrintos paskolos buvo visiškai grąžintos.
Ši paskola suteiks būtinas lėšas nuolatinei ūkio plėtrai ir veiklos poreikiams tenkinti.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.