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Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
LT0000004
| Project owner | Address |
|---|---|
| header_1 | Declared | Owned |
|---|---|---|
| Dirbama žemė | 73.04 ha | - |
| Revenue |
| Net profit |
| Equity ratio |
Documents
Payment schedule
Kaišiadorių rajone ūkininkaujantis Andrius Subačius šį verslą ir žinias perėmė iš savo tėvų. Nuo 2009 m. plėsdamas savo ūkį jis dirba per 70 hektarų savos žemės ir dar apie 30 ha nuomoja. Mišrus ūkis turi 40 gyvulių, jame taip pat auginamos įvairios grūdinės kultūros.
Kad atliktų visus reikiamus ūkio darbus, Andrius siekia gauti 16.000 Eur paskolą galingesniam traktoriui įsigyti. Tam jis įkeičia už 20.500 Eur perkamą traktorių „New Holland TM165“ ir ūkyje ne vienerius metus tarnaujantį 1985 m. traktorių „Ford NH 8210”. Pastarojo traktoriaus vertė, „HeavyFinance“ užsakytu žemės ūkio technikos ekspertiniu vertinimu, siekia 7.000 Eur.
Paskolos tikslas
Traktoriaus „New Holland TM 165“ įsigijimui.
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.