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Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
LT0000029
| Project owner | Address |
|---|---|
| header_1 | Declared | Owned |
|---|---|---|
| Farming land | - | - |
| Revenue |
| Net profit |
| Equity ratio |
Documents
Payment schedule
Pasak ūkininko, prie šio traktoriaus dažniausiai bus tvirtinamas srutovežis, planuojama jį panaudoti ir savo ūkio darbams. Traktoriaus įsigijimui ūkininkas iš „HeavyFinance“ investuotojų bendruomenės skolinasi €19.000, kuriuos grąžins per 24 mėnesius. Paskolos užtikrinimui jis pirmine hipoteka įkeis perkamą „Valtra T171“. Taigi, paskolos ir esamos turto vertės santykis šiuo metu yra 70%.
Palūkanos:
Palūkanų norma - 13%
Paskolos tikslas:
Traktoriaus „Valtra T171“ įsigijimui.
Projekto investicinė grąža bei palūkanų išmokėjimas:
- Paskolos finansavimo laikotarpio pradžia „HeavyFinance“ (Platformos operatoriaus) platformoje: 2020-12-01
- Paskolos finansavimo laikotarpio pabaiga 2020-12-15 arba kai bus sufinansuota visa suma
- Investavimas: nuo 100€
- Metinė investicinė grąža: 13%.
- Paskolos terminas: 24 mėn.
- Palūkanos nuo paskolos sumos skaičiuojamos nuo tos dienos (imtinai), kurią paskolos suma yra išmokama.
- Paskolos gavėjas paskolos sumą gražins pagal šį grafiką:
- 2021 kovas (2 286 Eur)
- 2021 birželis (2 311 Eur)
- 2021 rugsėjis (2 336 Eur)
- 2021 gruodis (2 362 Eur)
- 2022 kovas (2 387 Eur)
- 2022 birželis (2 413 Eur)
- 2022 rugsėjis (2 439 Eur)
- 2022 gruodis (2 466 Eur)
- Palūkanos bus mokamos kas mėnesį
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.