Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0000036

Goal
52,820 €
Raised
52,820 €
100%
Return rate
12%

Rating
A

Period
11

Time left

LTV
62%

Country
Lietuva

Loan purpose
Technikos įsigijimui

Business information
Security measures
Loan history
Project owner Address
Xxxxx Xxxxxx
header_1 Declared Owned
Farming land--
Revenue
Net profit
Equity ratio
Project description
Documents
Payment schedule

Ūkininkas savo veiklą pradėjo 2002 m. ir dabar turi 70 ha nuosavos bei dar 200 ha nuomojamos žemės. Jis augina rapsus, kviečius ir kitas augalines kultūras.

Paskolos projekto savininkas yra gausiai investavęs į technikos parką, kuriame stovi „Claas“ javų kombainas, trys vakarietiški traktoriai, teleskopinis krautuvas ir smulkesnės technikos. Dabar verslininkas siekia įsigyti 2010 m. gamybos purkštuvą „SAM 4000 Vision“ už €50.820 su PVM.

Palūkanos:


Metinė palūkanų norma- 12%


Paskolos tikslas:


Savaeigis purkštuvas „SAM 4000 Vision“ įsigijimui.


Projekto investicinė grąža bei palūkanų išmokėjimas:


  • Paskolos finansavimo laikotarpio pradžia „HeavyFinance“ (Platformos operatoriaus) platformoje: 2020-12-10
  • Paskolos finansavimo laikotarpio pabaiga 2020-12-24 arba kai bus sufinansuota visa suma
  • Investavimas: nuo 100€
  • Metinė investicinė grąža:  12%.
  • Paskolos terminas: 11 mėn.
  • Palūkanos nuo paskolos sumos skaičiuojamos nuo tos dienos (imtinai), kurią paskolos suma yra išmokama.
  • Projekto savininkas paskolos sumą grąžins vienu mokėjimu paskolos termino pabaigoje, palūkanos bus mokamos kas mėnesį. 

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.