Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
LT0000041
Project owner | Address |
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header_1 | Declared | Owned |
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Dirbama žemė | - | - |
Revenue |
Net profit |
Equity ratio |
Ūkininkauti pradėjęs dar 2014 m. Jan Jackevič dabar turi 116,79 ha ploto ūkį. 70 ha šios žemės priklauso jam pačiam, o likusi - nuomojama. Ūkininkas užsiima augalininkyste - augina žieminius rapsus, kviečius bei rugius.
Jan šeima turi gilias ūkininkavimo tradicijas. Jis pats kartu su broliu žemes paveldėjo iš tėvų, kurias pasidalino ir jau kurį laiką ūkininkauja atskirai. Po itin derlingų metų ruošdamasis naujam sezonui verslininkas nusprendė padidinti savo technikos parką ir įsigyti naudotą 2010 m. javų kombainą „Vector 420".
Šio technikos vieneto įsigijimui verslininkas iš „HeavyFinance" investuotojų bendruomenės skolinasi 24.500 €.
Įkeičiamas turtas
2010 m. javų kombainas „Vector 420"
Projekto savininko įkeičiamo turto vertė: 36 663 € (Nustatyta atlikus nepriklausomą turto vertinimą)
Paskolos ir esamos turto vertės santykis: 67%
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.