Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0000047

Goal
16,625 €
Raised
16,625 €
100%
Return rate
13.5%

Rating
C

Period
40

Time left

LTV
70%

Country
Lietuva

Loan purpose
Technikos įsigijimui

Business information
Security measures
Loan history
Project owner Address
Xxxxxx Xxxxxxxx Xxxxxxx
header_1 Declared Owned
Farming land--
Revenue
Net profit
Equity ratio
Project description
Documents
Payment schedule

Ūkininkas plėtoja 24,06 ha ploto ūkį Salų kaime, Rokiškio rajone, iš kurio 3,74 ha ploto yra nuosavi. Ūkyje užsiima augalininkyste - kultivuojami žieminiai kviečiai, grikiai, žirniai ir kitos augalinės kultūros.

Verslininkas ūkio veikloje naudoja kultivatorių, purkštuvą, kombainą, traktorių, o dabar siekia įsigyti naują traktorinę priekabą „Pronar T672/2“. Šiam tikslui ūkininkas iš „HeavyFinance“ investuotojų bendruomenės skolinasi 16 625€. Dalis iš paskolos surinktų lėšų bus naudojama ir apyvartinių lėšų poreikiui patenkinti.

Verslininkas taip pat yra numatęs ateities ūkio plėtros tikslus – didesniam našumui užtikrinti planuoja įsigyti dar vieną kombainą bei traktorių.

Fiksuota metinė palūkanų norma - 13%

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.