Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0000137

Goal
43,000 €
Raised
43,000 €
100%
Return rate
up to 12.2%

Rating
B

Period
19

Time left

LTV
69%

Country
Lietuva

Loan purpose
Apyvartinio kapitalo padidinimui

Business information
Security measures
Loan history
Project owner Address
Xxxxxxxxx Šxxxxxxx
header_1 Declared Owned
Farming land--
Revenue
Net profit
Equity ratio
Project description
Documents
Payment schedule

Šiuo projektu kviečiame „HeavyFinance“ bendruomenę investuoti į lietuviško augalininkystės ūkio plėtrą. Paskola skirta apyvartinio kapitalo papildymui ir bus užtikrinta 11,52 hektarų žemės įkeitimu.

Ne pirmą dešimtį ūkininkaujantis verslininkas valdo apie 600 hektarų dirbamos žemės. Jo laukuose daugiausia auginami žieminiai rapsai ir žieminiai kviečiai. Verslininkas turi ne vieną traktorių, javų kombainą ir kitos stambiame ūkyje būtinos sunkiosios technikos.

Šį kartą verslininkas skolinasi apyvartiniam kapitalui papildyti, o šios paskolos užtikrinimui įkeis apie 11,52 hektarų žemės Joniškio rajone.

Ūkininko „HeavyFinance“ paskolų portfelis siekia 93.590 €. Kol kas ši paskola ūkininkui dar nėra išmokėta.

Deklaruojamos žemės plotas: 597,32 ha

Metinė palūkanų norma

  • Investuojant nuo 100 € - palūkanos 10,1%
  • Investuojant nuo 500 € - palūkanos 10,8%
  • Investuojant nuo 1.000 € - palūkanos 11,1%
  • Investuojant nuo 2.000 € - palūkanos 11,6%
  • Investuojant nuo 5.000 € - palūkanos 11,8%
  • Investuojant nuo 10.000 € - palūkanos 12,2%

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.