Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0000145

Goal
8,000 €
Raised
8,000 €
100%
Return rate
9%

Rating
A

Period
6

Time left

LTV
62%

Country
Lietuva

Loan purpose
Apyvartinio kapitalo padidinimui

Business information
Security measures
Loan history
Project owner Address
Xxxxxx Xxxxxxxxx
header_1 Declared Owned
Dirbama žemė--
Revenue
Net profit
Equity ratio
Project description
Documents
Payment schedule

Šiuo projektu kviečiame „HeavyFinance“ bendruomenę investuoti į augalininkystės ūkio plėtrą. Ši paskola skirta apyvartinio kapitalo papildymui ir bus užtikrinta įkeičiant naudotą krautuvą.

Nuo 2015 metų žemės ūkio veikla užsiimantis verslininkas šiuo metu valdo 92 ha augalininkystės ūkį Rokiškio rajone. Čia auginami žieminiai bei vasariniai kviečiai bei žirniai.

Ūkio veikloje naudojami du traktoriai bei krautuvas. Norėdamas suaktyvinti ūkio veiklą projekto savininkas skolinasi 8.000 €, kurie bus naudojami apyvartinio kapitalo papildymui.

Ateityje verslininkas turimą technikos parką žada plėsti įsigydamas kombainą.

Deklaruojamos žemės plotas: 92 ha, iš kurių 10 ha nuosavi.

Metinė palūkanų norma

Fiksuota metinė palūkanų norma - 9%


Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.