Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0000147

Goal
11,500 €
Raised
11,500 €
100%
Return rate
From 8.25%

Rating
A

Period
18

Time left

LTV
61%

Country
Lietuva

Loan purpose
Technikos įsigijimui

Business information
Security measures
Loan history
Project owner Address
Ūxxxxxxxx (-ė) Xxxxxx Xxxxxx
header_1 Declared Owned
Dirbama žemė--
Revenue
Net profit
Equity ratio
Project description
Documents
Payment schedule

Šis „HeavyFinance“ projektas skirtas lietuviško ūkio plėtrai. Už projekto metu surinktas lėšas bus perkamas pakabinamas purkštuvas, o pati paskola bus užtikrinta naudoto traktoriaus įkeitimu.

Nuo 2013 metų ūkininkaujantis verslininkas šiuo metu valdo 175 ha augalininkystės ūkį, kuriame auginamos grūdinės kultūros kaip vasariniai bei žieminiai kviečiai, miežiai, rapsai ir žirniai.

Turimą ūkį verslininkas dirba su dviejų traktorių, kombaino bei kitų prikabinamų priedų, kaip sėjamoji, pagalba. Šiuo metu ūkininkas jaučia poreikį ūkio technikos parką praplėsti prikabinamu purkštuvu, kurio įsigijimui skolinasi 11.500 €.

Deklaruojamos žemės plotas: 166,01 ha, iš kurių nuosavi 9 ha. Dabartinis ūkio plotas siekia 175 ha, kadangi ūkininko nuomojamos žemės plotas per 2021 m. išaugo.

Metinė palūkanų norma

  • Investuojant nuo 100 € - palūkanos 8,25%
  • Investuojant nuo 500 € - palūkanos 8,95%
  • Investuojant nuo 1.000 € - palūkanos 9,55%
  • Investuojant nuo 2.000 € - palūkanos 10,15%

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.