Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0000156

Goal
11,000 €
Raised
11,000 €
100%
Return rate
12.5%

Rating
B

Period
36

Time left

LTV
20%

Country
Lietuva

Loan purpose
Apyvartinio kapitalo padidinimui

Business information
Security measures
Loan history
Project owner Address
Xxxxxxė Xxxxxxxxxė
header_1 Declared Owned
Farming land--
Revenue
Net profit
Equity ratio
Project description
Documents
Payment schedule

Šiuo projektu suteikiame „HeavyFinance“ investuotojų bendruomenei galimybę prisidėti prie lietuviško ūkio vystymosi. Paskola skirta apyvartinio kapitalo papildymui ir bus užtikrinta žemės sklypo, kartu su jame esančiu gyvenamuoju namu bei kitais statiniais, įkeitimu.

Daugiau nei du dešimtmečius ūkininkavimu užsiimanti projekto savininkė šiuo metu nuomojasi ~5 ha žemės plotą Šilutės rajone. Didžioji dalis jo skirta pievoms, taip pat yra ir laukas, kuriame kasmet užsėjamos vis kitos kultūros. Šiuo metu čia užsodintos bulvės. Techniką ūkio darbams ūkininkė nuomojasi.

Šiuo metu sezono einamosioms išlaidoms padengti ūkininkei reikalingi 11.000€.

Deklaruojamos žemės plotas: šiemet ūkininkė dar nėra pateikusi deklaracijos, tačiau nuomojamos žemės plotas siekia apie 5 ha.

Metinė palūkanų norma

Fiksuota metinė palūkanų norma - 12,5%

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.