Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0000159

Goal
15,600 €
Raised
15,600 €
100%
Return rate
up to 12%

Rating
B

Period
22

Time left

LTV
70%

Country
Lietuva

Loan purpose
Apyvartinio kapitalo padidinimui

Business information
Security measures
Loan history
Project owner Address
Xxxxxx Xxxxxxx
header_1 Declared Owned
Farming land--
Revenue
Net profit
Equity ratio
Project description
Documents
Payment schedule

Šiuo projektu kviečiame investuoti į lietuviško gyvulininkystės ūkio plėtrą. Projektas skirtas ūkio apyvartiniam kapitalui papildyti. Paskola bus užtikrinta 6,75 ha žemės Kretingos rajone įkeitimu.

Daugiau nei du dešimtmečius ūkininkaujantis verslininkas vysto gyvulininkystės ūkį, kuriame augina tiek mėsinius, tiek pieninius galvijus. Šiuo metu ūkininkas turi apie 70 mėsinių galvijų ir 6 pienines karves, tačiau palaipsniui verslininkas planuoja pilnai pereiti prie mėsinių galvijų auginimo.

Ūkio veikloje yra naudojamas ritinių presas-vyniotuvas bei šienapjovė.

Šiuo metu projekto savininkui reikalingi papildomi 15.600 € apyvartinio kapitalo papildymui.

Deklaruojamos žemės plotas: nuosavi 39,92 ha. Ūkininkas taip pat nuomoja dar ~20 ha, kurie yra deklaruojami pačių žemės savininkų.

Metinė palūkanų norma

  • Investuojant nuo 100 € - palūkanos 10,0%
  • Investuojant nuo 500 € - palūkanos 10,8%
  • Investuojant nuo 1.000 € - palūkanos 11,5%
  • Investuojant nuo 2.000 € - palūkanos 11,7%
  • Investuojant nuo 5.000 € - palūkanos 12,0%

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.