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Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
LT0000295
| Project owner | Address |
|---|---|
| header_1 | Declared | Owned |
|---|---|---|
| Farming land | - | - |
| Revenue |
| Net profit |
| Equity ratio |
Documents
Payment schedule
Apie projektą
„Miške dirbu nuo 2008 metų“, - pasakoja prieš trejus metus savo miško kirtimo įmonę įkūręs verslininkas. Dirbant su privačiais miško savininkais ir įmonėmis, su viena medkirte per mėnesį jis iškerta apie 1.000 – 1.500 kubinių metrų miško.
Verslininkas pasakoja, kad miško vežėjų rinkoje ir taip nemažai, tad įmonė užsiima tik kirtimo darbais. Dabar bendrovė turi dvi medkirtes ir siekia atnaujinti savo technikos parką. Naujai perkama medkirtė pakeis jau turimą senesnę, kurią ketina parduoti.
Paklaustas apie 2020 m. patirtus nedidelius nuostolius, verslininkas pasakoja, kad stambios medžių kirtimo sutarties pajamos persikėlė į šiuos metus, todėl pernai fiksuotas nuostolis. Šiais metais verslininkas planuoja tiek pajamų, tiek ir pelno augimą.
Pasak jo, tolimesnis įmonės augimas priklausys nuo paklausos rinkoje, tačiau planuojama toliau plėstis ir samdyti naujus darbuotojus.
Metinė palūkanų norma
- Investuojant nuo 100 € - palūkanos 12,10 %
- Investuojant nuo 500 € - palūkanos 12,80 %
- Investuojant nuo 1.000 € - palūkanos 13,10 %
- Investuojant nuo 2.000 € - palūkanos 13,60 %
- Investuojant nuo 5.000 € - palūkanos 13,80 %
- Investuojant nuo 10.000 € - palūkanos 14,20 %
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.